Wells-Fargo's 'How-To Fraud Mortgage' Manual

by Clinton Kirby

 

Wells Fargo's "How-to fraud mortgage  manual" suggests this "Too Big To Fail" bank may be going down.  Here's the link to download the actual Wells Fargo  'how-to create mortgage fraud' manual.


So, once again, the "conspiracy theory" that banks manufacture/massage/manipulate the documents they need-but don't have-in the foreclosure context has proven to be fact.  Indeed, the whistleblower that went to Naked Capitalism regarding Wells Fargo a year ago was not just, whistling Dixie, as it turns out. Wells Fargo indeed doctors/manufactures documents, and according to a lawsuit in New York, they actually have a manual on how to do it!  Naked Capitalism quotes a New York Post article about the lawsuit:

 "In a filing in New York's Southern District in White Plains for
 a local homeowner in bankruptcy, attorney Linda Tirelli described
 a 150-page Wells Fargo Foreclosure Attorney Procedures Manual
 created November 9, 2011 and updated February 24, 2012. According to
 court papers, the Manual details 'a procedure for processing
 [mortgage] notes without endorsements and obtaining endorsements
 and allonges.'"

If Wells Fargo does it, you can rest assured that the other big banks do it-after all, they have to compete! Check out this quote that gets right to the heart of the kind of thinking that causes this copycat, groupthink fraud from an article entitled "Fiduciary Duty to Cheat? Stock Market Super-Star Jim Chanos Reveals the Perverse New Mindset of Financial Fraudsters"

"Because if now, as the senior member of a bank, or the board of a
bank, I know that there are no criminal penalties for breaking the
rules, don't I have a fiduciary responsibility to my shareholders
to actually play fast and loose? Because if I get caught, that's
just the cost of doing business?" 

Yep. All the banks are doing it, not just Wells Fargo. We just don't have the other banks' manuals - yet.


The Committee of 300

by Administrator

 

The global government predicted in the Book of Revelations is no longer a conspiracy theory or myth, but a rapidly developing entity. For those who think this is nonsense, you are contradicted by observable facts and quantifiable data. Just as animal prints in the earth are not some 'fortuitous random assemblage' of soil indentations, neither are the footprints of an organization of coordinated intervention.

What we're witnessing is the creation of a purely evolutionary society on a global scale where the strong naturally prey on the weak.

In 1995, a book entitled the Committee of 300 was published, outlining a new world order agenda. The author, John Coleman reveals a host of ordinary organizations along with free Masonry, Bilderburg, the Club of Rome, the Council on Foreign Relations and others pushing a one-world government.

Update 7-17-14 Committee Goals: ...implementation of the following by divine right :

(1) A One World Government with a unified church and monetary system under their direction.

(2) The utter destruction of all national identity and national pride.

(3) The destruction of religion except their own creation.

(4) Control of each and every person through mind control technotronics'..

(5) An end to all industrialization.."

(6) Legalization of drugs.."

(7) Depopulation of large cities.."

(The Committee of 300, Dr. John Coleman, 3rd Edition, 1995-'96)


Coleman, a former Intelligence Officer describes the frightening world these groups are creating under an oversight committee. This is not fiction, its mission is clear, as many of the necessary steps have already been completed since 1995, while others are in process as this is written.

The author alludes that the 'Committee of 300' is a coalition of interests who wish to force a global government. The committee has a 150 year history with a well defined objective:

"A one-world government and one-unit monetary system under permanent non-elected hereditary oligarchists who self select from among their numbers in the form of a feudal system as it was in the middle ages...There will be no middle class, only rulers and servants...a state where there is no individual freedom or any concept of Liberty surviving...The economic system shall be based on the ruling oligarchic class allowing just enough foods and services to be produced to keep the mass slave labor camps going."

We're seeing further evidence of the trend toward European feudalism now as US industry has transferred many jobs to Chinese slave labor.

"In 1983, the International Bankers [Banksters] met in Williamsburg, Virginia to work out a strategy to prepare the United States for a total disintegration of its banking system. This planned event was to stampede the US Senate to accept control of our monetary and fiscal policies by the IMF."

This necessarily means destroying the existing domestic banking system to bring it under control of the International Monetary Fund (IMF) as we've discovered in the recent audit of the Federal Reserve where public money was sent to many international banks. The contrived economic crisis with the engineered collapse of AIG, Lehman Brothers and others, through the lending scam, has left many banks deficient in cash reserves and thus subsequently closed.

"The committee of 300 has a major bureaucracy at its disposal made up of hundreds of think tanks and front organizations that run the whole gamut of private business and government leaders...American Express, Armour Research Foundation, Bank of America, Bank Hapoalim, Chase Manhattan bank...Joseph Rettinger a 33rd degree freemason...said to have been the founder and organizer of Bilderburg., Citibank, Dusseldorf Global Bank, Royal Bank of Canada, World Bank, Heritage Foundation, Hudson Institute, Mellon Institute, Milton Katz of the Ford Foundation, NATO, NAACP, National Council of Churches, RAND Corp, David Rochefeller of the Trilateral Commission, Mrs Katherine Meyer Graham, a ranking member of the Club of Rome who is suspected of having murdered her husband to get control of the Washington Post."

The book contains a more extensive list and should be consulted for those with further interest.

"The idea of bringing the International Institute for Strategic Studies into being arose at the 1957 Bilderburg meeting...Membership in IISS includes representatives of 87 major wire services and press associations as well as 138 senior editors and columnists drawn from international newspapers and magazines. The ISS is nothing more than a higher echelon opinion maker."

Now you know why media news reports are jaded, deceitful and misleading. And why certain news is simply buried or 'spiked.' It also suggests why many poll results seem way off base. And, why Hollywood is so consistent in continually portraying America as evil.

"To keep people everywhere from deciding their own destinies by means of one created crisis after another and then 'managing' such crises." 

As former White House chief of Staff Rahm Emanuel has often remarked, "A crisis is a terrible thing to waste." This tends to explain the 'crisis' creation of EPA, FEMA, Homeland Security and TSA. These agencies have aided the global effort to impose a one-world government with inexplicable, burdensome and draconian regulations. Congressional oversight has largely been all show and has facilitated the AIG collapse, the Lending Scandal & Bank Bailout, as well as 'Fast & Furious'. 

The Dept of Education is an ongoing crisis with endless lawsuits against government for 'new' social engineering programs like 'Goals 2000', 'No Child Left behind' and 'Outcome Based Education', etc.

 "Natural Resources would have to be allocated under the auspices of global planning"

America is being prepared as a vast servant class where only the elite will be entitled to the world's resources. We're seeing this in the capping of oil wells, closing coal plants, and the moratorium on nuclear power.

"Less foreign aid means less control of a country's natural resources by the International Monetary Fund. Dependence upon US foreign aid actually keeps foreign countries in servitude to the Council on Foreign Relations. It also keeps US citizens in a state of involuntary servitude and therefore less able to mount meaningful opposition to government."

 So now we have a good explanation for why America continues foreign aid despite deplorable economic conditions, high unemployment and near complete financial collapse. This is already forced servitude to the International Bankers.

 "The United States will be flooded by peoples of alien cultures who will eventually overwhelm white America, people with no concept of what the US Constitution stands for and who will in consequence, do nothing to defend it and in whose minds the concept of Liberty and justice is so weak as to matter little."

Runaway immigration began to be noticed about the time of the first Bush presidency and suggests that both parties are under centralized control; otherwise something meaningful might have been done. The immigrants already fit the economic and social profile that the Committee of 300 would like to impose on the nation.

"There were no aliens in our midst; that came later in a deliberately planned attempt to break up the United States into a series of fragmented nationalities, cultures and beliefs "

The fact that illegal immigration continues unabated in America, despite whomever holds the White House or the makeup of Congress, is clear evidence of control from a higher source and their intent.

"The abolition of privately owned firearms is already in force in three-quarters of the world. Only in the United States can the populace still own guns of all types, but that legal right is being chipped away at an alarming rate by local and state laws which violate the Constitutional right of all citizens to bear arms."

Guns are an impediment to totalitarianism wherever it's found, removing them from the general populace is necessary to enforce slavery. The most sinister threat to freedom is the UN Small Arms Treaty pushed by the Obama Administration, which will make gun ownership in the US illegal by international treaty.

"Agriculture shall be solely in the hands of the committee of 300 with food production strictly controlled."

The government has undertaken armed raids on private farms for the supposed crime of selling raw milk and cheese products. The intent to intimidate, control and manage is clear.

"Euthanasia for the terminally ill and the aged shall be compulsory...At least 4 billion "useless eaters" shall be eliminated by the year 2050 by means of limited wars, organized epidemics of fatal rapid acting diseases and starvation. Energy, food and water shall be kept at subsistence levels for the non-elite starting with the White populations of Western Europe and North America and then spreading to other races. The population of Canada, Western Europe and the United States will be decimated more rapidly than on other continents, until the world's population reaches a manageable level of One billion.."

This is nothing but applied evolutionary eugenics; only the strong are fit to live. The British association for the advancement of science wrote in the 1940's "The German Fuhrer, as I have consistently maintained, is an evolutionist; he has consistently sought to make the practices of Germany conform to the theory of evolution." - Sir Arthur Keith, a militant anti-Christian physical anthropologist, Evolution and Ethics, 1947, p. 230

Helga Kuhse, Ph.D (Australia) "If we can get the people to accept the removal of all treatment and care, especially the removal of food and fluid they will see what a painful way this is to die, and then, in the patients best interest they will accept the lethal injection." Make no mistake, euthanasia is a key component of Obamacare's murderous health plan.

And now we see the same evolutionary principles brought to bear in a new world order run by the Committee of 300 that bears strong resemblance to what the Third Reich accomplished at Auschwitz, Buchenwald and Dachau.  

Recall that environmentalism's claim that 'man is an 'eco-cancer' on the face of the earth' is 'justification' for reducing population according to UN resolutions. The EPA has openly admitted to death camp practices asking "human guinea pigs to sacrifice their lives for regulatory purposes" and the 'glorious state'. Can you hear the Committee's Fourth Reich marching? And, it gets worse:  

"No central bank save the bank of International Settlement and the World bank shall be allowed to operate. Private banks will be outlawed...There shall be no cash or coinage in the hands of the non-elite. All transactions shall be carried out by means of a [microchip or other electronic device] which shall bear the identification of the holder...Banks large and small in the thousands are in the Committee of 300 network.."

We're already seeing the demise of many private banks, victims of the Freddie Mac and Fannie Mae lending crises, while Bilderburg members of the Federal Reserve system have been bailed out by the nation's taxpayers in debt financing agreements with the government. Depositors are denied market value on their loaned money as banks pocket the extra profits. 

"The key to successful control of the world is their ability to create and manage savage economic recessions and eventual depressions. The Committee of 300 looks to social convulsions on a global scale, followed by depressions, as a softening -up technique for bigger things to come as its principal method of creating masses of people all over the world who will become its 'welfare' recipients of the future.."

This certainly tracks well with Karl Marx's method of economic control for the masses. In the statement above, you have both the motivation for US foreign aid and the Federal Reserve's 'QE' series of destructive inflationary programs followed by sharp recession. These policies have created a vast new class of 'food stamp' and welfare recipients in the US and elsewhere. It also explains the global push for homosexual rights, etc.

 "The Club of Rome is still one of the most important foreign policy arms of the Committee of 300 --the other being the Bilderburgers."

Bilderburg is already exuding great influence in Washington but for the Committee to further its global objectives, Obama's re-election is key. At some point, the electronic voting system will be co-opted to ensure the desired global candidates are elected, with the winning votes aligning closely with the polls to increase public confidence in both the polling methods and electronic voting.

"The 'environment of change' is crippling the nation; we appear to have so little control that it has produced anxiety and confusion. We now look to group solutions instead of individual solutions to our problems."

How prophetic Coleman's words have been as we've subsequently elected the 'master of change' as our King. Consider that we have a national health care system that nobody wanted imposed by a president who is not a US citizen much less natural born whose personal records are sealed. That takes a great deal of political clout as well as logistics to pull off, something the committee has been known to possess.

How pervasive is the Committee of 300 influence in the US Govt. now? We're already victims of Bilderburg and the IMF. The financier's Committee of 300 is actively enslaving the population; it's just a matter of time before they get the rest of the pie.



Keshe Foundation Technology Transfer for World Government

by M.T. Keshe,  Keshe Foundation

On the 21st of April 2012 in the first international presentation at the Keshe Foundation centre in Belgium,  the foundation began the full transfer of technologies to world governments.  The Keshe Foundation through its ethos of world equality did organise and execute the first of its series of presentations of all its technologies for world government.  In this invitation all the nations in the United Nation charter have been contacted and invited.

The European space agency and NASA were invited for this presentation.  We invited the ambassadors of the United State of America, ambassadors of the smallest island nations to ambassadors of the poorest nations in Africa. Thus we have started the full transfer of technology to all nations irrespective of their size, colour, belief, financial strength and political orientation.  All Know-how of the Keshe Foundation is offered and made available freely for transfer to world governments.

In this first meeting the Keshe Foundation explained and demonstrated systems given to government representatives or the ambassadors and the representative of the attending nations.  In this meeting full operation of systems for all technologies developed by the Foundation were fully explained and most systems were demonstrated for their operation.

Our technology from this point on is in the hand of your nation and from the Holy day of the 21.04.2012 our knowledge has become your nations knowledge and assets. From this point on 21.4.2012, it is the responsibility of the nations to bring the space, health, food and the energy discoveries and technologies developed by the Keshe Foundation to their citizens.  The copy of the invitation letter to world ambassadors in Belgium is attached below and information in the invitation clearly states that our technologies are, will and have been transferred free of charge and without ties to any nation.

The second round of the presentation for the nations whom could not attend for whatever reasons will be organised and held at the Keshe Foundation centre in September of 2012. We hope that the world nations will use this new knowledge for its peaceful development for the advancement of human race.

Below is the Copy of the invitation to the representatives of the governments 


Subject: Invitation for His/Her Excellency the Ambassador


You are cordially invited

Keshe Foundation kindly invites His/Her Excellency the Ambassador and your scientific representatives or specialists in the fields of space, energy and health to attend the first international space gravitational plasma technology presentation by  Stichting of the Keshe Foundation for governments and their officials in Belgium.

It will be kind of you if you could provide us with the name of the officials and in the capacity that they will be representing your nation in this presentation that we can deliver their personal invitation to your embassy for their attendance. Please confirm the acceptance that representative(s) from your nation will be attending this presentation by e-mail to ———————————————————– no later than 20.04.2012

In this presentation the new space gravitational plasma technology know-how developed by the Keshe Foundation will be offered and the full technology will be available for transfer to your government.

The new space gravitational plasma technology will allow your nation to have access immediately, directly and without much expense to the space program, energy production system and medical system technologies, which have been developed for space exploration by the Foundation over the past forty years, where these new discoveries can create new jobs and give access to new energy resources for your nation.  This presentation will include:

The explanation of the first non-propulsion and the use of new gravitational positioning space plasma system, which has been developed by the Keshe Foundation.  This allows space to be opened to every nation without delay rather than waiting for decades for the technology to disseminate.


Where, from this point on the human- race will work and develop technology as a collective unit and not as separate programs by different nations: http://www.keshefoundation.com/en/applications/space

The medical application of the new space gravitational plasma technology, which has been tested and being developed by the Keshe Foundation can be read and seen in more detail at: http://www.keshefoundation.com/en/applications/medical

The energy production capabilities of the new space technology can be seen at:
http://www.keshefoundation.com/en/applications/energy

According to the ethos of the Keshe Foundation our knowledge belongs to your nation and we transfer it as a whole and as a gift and free of any charges and without any ties attached and we hope that your government will use this new knowledge for further improving the life of your nationals and bringing them in-line with the rest of the progrssive nations of today and in one collaborated move into space programs of the 21st century. 

The new space gravitational plasma technology works through a principle of burning no fuel as the space propulsion and energy industries are accustomed to at the present.  The new technology uses the universal laws of physics and are in-line with the creation of motion and energy as attained in the universe by all celestial objects without burning any fuel in the process.  As we say in the Keshe Foundation “We do not observe any wings or jet engines or power stations attached to the earth, but earth has been in motion and creating its own energy and keeping its distance from other celestial objects in the solar system through universal principle of creation and positioning of its magnetic fields for millions of years using the interaction and positioning of it magnetic fields as is done by all dynamic celestial objects in the universe. "

Hence mans knowledge from this point on with the new technology has reached the point where we have finished our collective habit of burning matter to achieve motion and creation of electric power for we use the universal principle of positioning of magnetic fields in our developed systems for creation of motion, energy and health-care.

What your government will do and how it will implement this new technology, which we transfer to your nation for advancement of your nationals, is your government’s decision.

You can read more about this new scientific development on the Website of the Keshe Foundation.
http://www.keshefoundation.com